6 Ways to Process Car Insurance Claims Quickly

Want your car insurance file to be processed quickly? So it takes a lot of preparation.

Driving incidents or accidents can happen to anyone, anywhere, anytime. That's why it's so important to get quality auto insurance. Insurance provides financial protection against adverse events, including accidents.

However, many car owners are concerned about complex coverage events. This could have been avoided if everything had been prepared.

6 Tips for a Fast Car Insurance Claim Process

Here are 6 simple tips that you can apply. So that your request can be processed quickly.

1. Prepare documents

 

We strongly recommend that you prepare the various documents required to file a claim for a damaged or scratched vehicle. Before contacting the insurance company, make sure you have the documents. Some important documents need to be prepared.

Some examples of documents that need to be prepared are photocopies of driver's licenses, insurance policies and STNK. In addition, it is necessary to prepare a statement to the police if the car is damaged as a result of a traffic accident or incident on the road.

2. Call your insurance company.

 

After all the documents are available, you can go directly to the nearest insurance office or contact the insurance company first. After that, just follow the instructions that the agent will explain to you regarding the claim process.

3. Photo of the damaged car

You also have to prepare documentation in the form of photos showing the condition of the damaged vehicle so that you can immediately submit an insurance claim. To send it, you can follow the procedure determined by the insurer. Provide honest and clear information to the insurer so that your claim is approved quickly.

4. Complete the car insurance form

 

Be sure to complete the claim form provided by the insurer. In addition, it is also necessary to specify the time of the accident and the damage caused to the car. Make sure the date and damage you describe are correct. Failure to do so may result in your claim being denied or even sued for insurance fraud.

5. Third Party Materials

 

If the car damage was caused by the negligence of a third party, you need to prepare documents to receive compensation. Contact the insurance company for detailed documentation that must be prepared before you can file a claim before a third party.

6. Attend insurance partner seminars

 

You can also come or contact the repair shop where you work or become a partner in an insurance company. Then you can immediately fill out the form that has been prepared by the workshop. If your insurance application is successfully approved, you can immediately repair your vehicle at the insurance partner's repair shop.